Simplicity
A clear product, a seamless customer journey and fast decisions
Transparent and clear insurance protection
A technology-driven insurance company with international roots
Modern insurance solutions for businesses and individuals
A (RU)ACRA credit rating
We create innovative products
In demand by clients and the market
We issue policies and pay out online
No paperwork, no office visits
We embed insurance into partners’ services
E-commerce, retail, auto, banks and digital ecosystems
Our principles
Technology
Flexible architecture, API integrations and customization for the partner’s business model
Reliability
Financial stability, transparent processes and accountability for results
Company history
1 / 72007
19 years on the Russian market
Cardif Insurance Company LLC was founded as part of the international BNP Paribas Cardif group
1 / 72008
Protecting the value of a car
The first GAP insurance policy in Russia was sold
1 / 72009
Support in hard times
Russia’s first involuntary job loss insurance product was launched
1 / 72013
Protection against repair costs
Russia’s first “Extended warranty” product, similar to a factory warranty, was launched together with Volkswagen Group Rus LLC
1 / 72024
A new name — Defense
After a rebranding the company got its new name, Defense Insurance LLC
1 / 72025
One-click protection
The first in Russia to seamlessly embed insurance into the customer journey on the largest marketplace
1 / 72025
Insurance protection
We launch new insurance products built on modern digital technologies
Reliability and high standards
0%
of clients are satisfied with our service
25+M
insured clients
0years
protecting clients in Russia
A(RU)
ACRA credit rating
0days
average insurance payout time
24/7
customer service available around the clock
No. №1
in phone service quality*
Russian shareholders experienced in managing major financial institutions
Konstantin Kozlov
Shareholder, CEO
Formerly CEO of Russian Standard Insurance and head of PwC’s actuarial practice in Central and Eastern Europe
We create solutions that help partners increase profitability and customer loyalty
Dmitry Rudenko
Shareholder, managing partner
Formerly held top positions at Russian Standard Bank, VTB24, Leto Bank and Pochta Bank
Financial stabilityin figures
# scale
3,805 MPremiums, ₽
# care
173 MPayouts, ₽
# reliability
300 MAuthorized capital, ₽
# efficiency
678 MNet profit, ₽
Defense Insurance is a member of the All-Russian Insurance Association
- 12007Accident and illness protection
- 22008GAP — car value protection
- 32013Extended car warranty
- 42014Bank card protection
- 52015Car total loss and theft protection, job loss
- 62018Mortgage insurance
Business solutions
Learn more